Your payment failed: how to fix it
Updated
Fix it now#
- In the sidebar, click Settings, then the Billing Details tab. You can also click Update Payment on the red banner at the top of the page.
- On the card marked Payment Failed, click Update Payment Method.
- In Update Your Card, enter the card you want to use. A credit card is the safest choice.
- Click Save Card and Pay. If your bank asks you to approve the payment, approve it in your bank app or by text.
- When you see Payment went through, you are done. The banner disappears and your agents carry on.
Prefer not to sign in? The payment email has a Pay {amount} securely button. It opens a secure Stripe page where you can pay with another card or approve the charge with your bank.
Only the account owner can pay
Teammates see the banner with Contact your organization owner to resolve this issue. The owner gets every payment email. If the owner has left your company, see transfer ownership, or email contact@seomatic.ai.
If your first payment after the trial failed#
When the first payment after your trial is declined, SEOmatic opens a screen called Your first payment didn’t go through. It shows what your bank said and every way to fix it:
- Try {amount} on this card again, or Pay {amount} now and approve with my bank when your bank needs to confirm it.
- Pay with another card.
- Switch to {plan} and pay {amount}, when a smaller plan exists. Your plan changes now and your trial fee is still credited. You can move back up any time.
- Or pay on the secure Stripe page.
- Cancel instead, without being charged. You pay nothing, and your account moves to the Free plan now with everything you built.
Why a card can pass the $1 trial fee and then fail#
The $1 trial fee is small. Your plan's first payment is larger and repeats every month, and some cards refuse that. The cards that fail most often are:
- Debit and prepaid cards, when the balance or the card's limit is lower than the plan price.
- Cards that need bank approval for larger or recurring payments. Many Indian banks work this way. The payment fails if the approval request is not accepted in time.
- Cards that were declined before.
In the last 3 days of a trial, if your card looks likely to fail, a box appears on the dashboard with the exact amount and date. Click Use another card to add a credit card, or Pay {amount} now (ends the trial today) to pay while you are on the screen and can approve it. Keep this card hides the box. If your bank sends an approval request, the box shows the deadline: approve it in your bank app before then.
What happens, day by day#
This is the timeline when a payment fails and nobody fixes it. Paying at any point stops it and brings everything back.
| When | What you see | What works |
|---|---|---|
| The day it fails | Banner Payment Failed - Grace Period Active with the hours left. The owner gets an email with a Pay {amount} securely button and the date of the next automatic retry. | Almost everything. Campaigns already running carry on. A task you approve on its own may wait until the payment goes through. |
| About 1 day before the 72 hours end | A reminder email: Your agents pause on that date. | Same as above |
| 72 hours after it fails | Banner Payment Failed - Access Blocked. Owner and teammates get an email. | You can sign in, see everything, pay, update your card, download invoices and undo agent changes. Your agents stop, and nothing new can be created or published. |
| Day 10 | A reminder email. | Same as above |
| Day 13 | An email about the last automatic retry. | Same as above |
| After the last retry fails | Your paid plan ends and your workspace moves to the Free plan. | Your data stays, and so does SEO Copilot with the Free plan's questions. Choose a plan again to turn the agents back on. |
Saw "Your subscription has expired"?
After the 72 hours, trying to save or create something can show Your subscription has expired. Upgrade to continue creating and publishing content. You do not need to upgrade. Your plan is still there; the payment is overdue. Update your card as shown above and everything works again.
If you cannot pay right now#
- Cancel instead. Cancel Subscription still works while a payment is failing. It cancels the open payment, so the retries stop. If it was your first payment after the trial, you are not charged and your account moves to the Free plan right away. See cancel your subscription.
- Plan changes and pauses wait. You cannot change plan or pause while a payment is failing (the first-payment screen's Switch to offer is the exception). Fix the payment first.
- Credit packs and extra workspaces cannot be bought until the payment goes through.
- Is anything deleted when a payment fails?
- No. Your plan, pages, tasks and data stay exactly where they are, and every change on your site stays live.
- My bank asked me to confirm the payment. Did it fail?
- No. A bank confirmation request is not a decline. You get an email with a link to confirm it. Your account is not marked as failed while it waits.
- My card expires soon. What should I do?
- SEOmatic emails the owner before a charge if the card expires first. Add the new card in Settings > Billing Details and click Set as Primary. See update your card.
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Still need help?Email contact@seomatic.ai with your site address and a screenshot. A person replies, usually within one business day.


